Learn more about loan modification and Refinance Plus from Quicken Loans at www.quickenloans.com The government's Making Home Affordable Plan is aimed at ending the foreclosure problems facing our country. Starting now, millions of Americans may be eligible for refinancing or loan modification and you should talk to a mortgage banker right away to find out if you qualify. If you're one of the millions of homeowners who has made your mortgage payments on time, then the government's plan is great news for you! Refinance Plus - a streamlined refinance process, can now help several million homeowners to refinance to a lower fixed rate and payment - even if you couldn't qualify because of low home values and lack of equity. And most importantly, lower credit may not be a problem! Here's how it works: The message of the plan is clear - the government wants American homeowners to take advantage of historically low mortgage rates. In fact, a third of the money the government dedicated to keep rates low has already been spent. At this point, waiting any longer could cost you money. We'll work with you to determine your home's value, your equity and what kind of new loan you need. This is fantastic news for nearly 5 million people who couldn't previously refinance under traditional guidelines. It's that simple. Were also getting some Questions about Loan Modification. Loan modifications were intended solely to protect homeowners from foreclosure, and to stop the decline of property ...